1. LedgerDOur product
From $199 per month (billed monthly)no free plan
Best for: Growing businesses that want AI accounting, GST/VAT compliance, and multi-entity consolidation
LedgerD is d2bsuite's accounting platform: smart invoicing, OCR expense scanning, double-entry ledger with live bank feeds, automated GST/VAT, and multi-entity consolidation, powered by an AI Finance Agent. Teams can get LedgerD via the d2bsuite Starter bundle ($14/user/month billed annually for any two suite apps) or subscribe to its standalone multi-entity organization plan ($199/month, or $165.83/month billed annually).
2. QuickBooks Online
From $38 per month (billed monthly)free plan available
Best for: Small businesses that want widely used, scalable cloud accounting
QuickBooks Online Simple Start costs $38 a month for one user, and higher plans add users and features. QuickBooks also lists a free plan with tight limits, a 30-day free trial and, when we checked, an introductory discount on the first months.
3. Xero
From $27 per month (billed monthly)no free plan
Best for: Small businesses that want unlimited users at no extra cost
Xero Early costs $27 a month with unlimited users and limits on invoices and bills; Growing and Established remove those limits. Xero was running a large discount on the first months for new US customers when we checked.
4. Zoho Books
From $15 per month (billed annually)free plan available
Best for: Small businesses that want low-cost accounting, especially inside the Zoho suite
Zoho Books Standard costs $15 a month billed annually ($20 billed monthly) for three users. Businesses with annual revenue up to $50,000 can use a free plan with one user and an accountant.
5. FreshBooks
From $23 per month (billed monthly)no free plan
Best for: Freelancers and service businesses that bill clients
FreshBooks Lite costs $23 a month for up to 5 billable clients, and each extra team member costs $11 a month. There is a 30-day free trial with no card required; FreshBooks also runs introductory offers.
6. Wave
From $19 per month (billed monthly)free plan available
Best for: Very small businesses and freelancers that want free invoicing and bookkeeping
Wave Starter is free with unlimited invoices and bookkeeping records, and card payments carry processing fees. Wave Pro costs $19 a month, or $190 a year, and adds bank imports and automation.
7. TallyPrime
From ₹750 per month (billed monthly)no free plan
Best for: Indian businesses that want desktop accounting, inventory and GST in one product
TallyPrime is installed desktop software rather than a cloud app. TallyPrime Silver, for a single PC, costs ₹750 a month plus 18% GST, with cheaper longer terms and a one-time lifetime licence; there is a 7-day free trial.